:root{--navy:#071a3d;--navy2:#10396f;--gold:#e1b44d;--cream:#f7f4ec;--ink:#172033;--muted:#657085;--white:#fff;--line:#d9deea}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit}img{max-width:100%}.wrap{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(7,26,61,.97);color:#fff;border-bottom:1px solid rgba(255,255,255,.14)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:800;text-decoration:none;letter-spacing:.03em}.brand small{display:block;color:var(--gold);font-size:.68rem;letter-spacing:.15em}
nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;font-weight:650;font-size:.94rem}.cta{background:var(--gold);color:#071a3d;padding:11px 17px;border-radius:8px;font-weight:800;text-decoration:none;display:inline-block}
.hero{background:linear-gradient(135deg,var(--navy),#0b3167);color:#fff;padding:86px 0}.hero .grid{display:grid;grid-template-columns:1.35fr .65fr;gap:50px;align-items:center}.eyebrow{color:var(--gold);font-weight:800;letter-spacing:.17em;text-transform:uppercase;font-size:.82rem}
h1,h2,h3{line-height:1.12}h1{font-family:Georgia,serif;font-size:clamp(2.7rem,6vw,5rem);margin:.2em 0}.hero p{font-size:1.18rem;color:#dce6f7;max-width:760px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.outline{border:1px solid #b7c7e2;color:#fff;padding:11px 17px;border-radius:8px;text-decoration:none;font-weight:750}
.badgebox{border:1px solid rgba(255,255,255,.2);border-radius:18px;padding:28px;background:rgba(255,255,255,.05)}.badgebox strong{color:var(--gold)}
.notice{background:#fff7df;border-bottom:1px solid #eddba4;padding:14px 0;font-size:.93rem}.section{padding:76px 0}.light{background:var(--cream)}.section h2{font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.2rem);margin:.2em 0 .5em}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:34px}.card{border:1px solid var(--line);border-radius:15px;padding:25px;background:#fff;box-shadow:0 8px 28px rgba(9,28,63,.06)}.card .num{color:var(--gold);font-weight:900}.card a{font-weight:800;color:var(--navy2)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:42px}.steps{display:grid;gap:18px}.step{display:flex;gap:16px}.step b{background:var(--navy);color:var(--gold);min-width:42px;height:42px;border-radius:50%;display:grid;place-items:center}
.pagehero{background:var(--navy);color:#fff;padding:58px 0}.pagehero h1{font-size:clamp(2.3rem,5vw,4rem)}.pagehero p{max-width:800px;color:#dce6f7;font-size:1.12rem}
.faq details{border-top:1px solid var(--line);padding:17px 0}.faq summary{font-weight:800;cursor:pointer}
.callout{background:var(--navy);color:#fff;border-radius:18px;padding:34px}.callout h2{color:#fff}.callout p{color:#dce6f7}
.disclaimer{font-size:.9rem;color:#526075;background:#f3f5f8;border-top:1px solid var(--line);padding:28px 0}
footer{background:#04132d;color:#d9e2f0;padding:38px 0}.foot{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.foot a{color:#d9e2f0}
ul.clean{padding-left:1.2rem}.legal-note{border-left:4px solid var(--gold);padding:14px 18px;background:#fff8e5}
@media(max-width:820px){nav{display:none}.hero .grid,.two{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.hero{padding:58px 0}}
@media(max-width:520px){.cards{grid-template-columns:1fr}.section{padding:55px 0}}

.brand{display:flex;align-items:center;gap:14px}
.brand-logo{width:92px;height:72px;object-fit:contain;border-radius:10px}
.brand-copy{display:block}
.hero-logo-card{display:flex;align-items:center;justify-content:center;padding:18px}
.hero-logo-card img{width:min(100%,540px);border-radius:18px;box-shadow:0 12px 36px rgba(0,0,0,.18)}
@media(max-width:820px){.brand-logo{width:76px;height:62px}.brand small{font-size:.58rem}.brand-copy{font-size:.82rem}.hero-logo-card{margin-top:8px}}